Current Benefits
$5,000 Accidental Death benefit is 24 hour coverage- business or pleasure. This benefit pays when a member died from a sudden,
unforeseen, and unexpected event including exposure or disappearance.
$5,000 Line of Duty benefit is defined as a “covered activity” and will pay
in addition to the Accidental Death benefit when a member is killed while performing law enforcement duties.
$5,000 Common Carrier benefit
is paid in addition to the Accidental Death Benefit if a member is killed while riding on a qualifying land, air,
or water transportation.
Addition Benefits are paid when a member is involved in an accident that directly
results in one of the following losses:
· Loss of speech-- $2,500
·
Loss of Hearing (2 ears)--
$2,500
·
Reattach hands or foot--
$2,500
· Loss of hands or feet-- $5,000
·
Loss of hand or foot-- $2,500
· Loss of Thumb and Index Finger of the same hand-- $1,250
·
Loss of sight, both eyes--
$5,000
·
Loss of sight, one eye--
$2,500
·
Quadriplegia-- $5,000
·
Paraplegia-- $2,500
·
Hemiplegia-- $2,500
·
Uniplegia--
$1,250
Felonious Assault
benefit is paid in addition to the Accident Death and Line of Duty Benefits when a member’s loss of life results
from use of force equivalent to a felony under the jurisdiction in which the accident occurred.
$5,000
Seat Belt benefit pays in addition to other application
benefits if the member is killed as a result of an automobile accident while properly utilizing a seat belt, as evidenced
by a police report.
$5,000
Occupant Protection Device benefit pays in addition
to other applicable benefits if a member is killed as a result of an automobile accident while protected by a properly deployed
air bag. This benefit is only paid if the Seat Belt benefit is payable.
$5,000
Heart and Circulatory Malfunction benefit pays in addition
to other applicable benefits if a member under the age of 65 suffers a covered loss of life due to heart or circulatory malfunction
within 48 hours after participation in an emergency activity. The member must not have been diagnosed or received any treatment
for any heart or circulatory system disease or illness within two years prior to the covered activity.
$5,000
All members in good standing are insured.
